We have a wealth of experience and a range of approaches to enforce a Judgment and help you recover your business debts.
There are a number of different ways to ‘enforce’ the Judgment once obtained, our team will discuss with you the most appropriate means of Enforcement. Usually this entails instructing the Bailiff or High Court Enforcement Officer (formerly known as Sheriff).
What is a Bailiff / High Court Enforcement Officer?
The Bailiff / High Court Enforcement Officers have the authority to levy on goods belonging to the Debtor (which are not subject to finance or third party ownership), for the purpose of removal and sale in the absence of payment of the debt.
What is the difference between the Bailiff and the High Court Enforcement Officer?
The County Court Bailiff will be the Officer who enforces the Judgment if the Claim is for less than £600.
The High Court Enforcement Officer enforces Judgments for Claims over £600.
What other processes are there to enforce the Judgment?
When Judgment has been obtained there are a range of other Enforcement procedures that may be used, these include:-
Warrant of Control – The instrument that authorises the County Court Bailiff (in the absence of payment) to attend the Debtor’s premises for the purpose of recovering the debt or if necessary removing goods for sale at auction.
Writ of Control – For debts over £600 this authorises the High Court Enforcement Officer to send out a 7 day compliance letter warning the Debtor that in the absence of payment they will be attending the Debtor’s premises for the purpose of recovering the debt or, if necessary, removing goods for sale at auction.
Charging Order – An Order placed on the Debtor’s property against which the debt becomes secured.
Third Party Debt Order – An Application is made to the Court to Order a Third Party to pay the Claimant. This Third Party can be a Debtor of the Defendant and / or the bank where the Defendant holds an account.
Attachment of Earnings Order – An Order to the Defendant’s employer to deduct the amount from the Defendant’s wages for payment of the debt.
Application for Debtor to Attend Court for Questioning – Used for the purpose of formally examining the Debtor as to their assets/liabilities.
Statutory Demand – A 21 day Demand Notice served personally on the Debtor for Claims over £5,000 for individuals, or debt value of £750 on Limited Companies. In the absence of satisfaction either a Bankruptcy Petition or Winding Up Petition can be applied for.
Bankruptcy Proceedings – The procedure of filing a Petition to declare individuals bankrupt for the purpose of identifying the Debtor’s assets where the Claim is over £5,000.
Winding Up Petition/Liquidation – The procedure of applying to liquidate the Debtor Company for distribution of assets where the Claim is over £750.
Contact us today to discuss your matter in confidence
There Are Four Key Stages That We Follow In The Debt Collection Process
A Letter Before Action to the Debtor states the value of the debt and the time frame for payment. In most cases the debt is settled quickly and we do not take the matter further.
If the debt is still not paid or a reply has not been received we issue a County Court Claim.
If an Acknowledgment or Defence is not received within the Court time frame we will apply for a County Court Judgment (CCJ).
There are a number of different ways to enforce the Judgment once obtained.
What We Do Best
Claiming Late Payment Charges
Alternative Dispute Resolution
Terms & Conditions Consultation
What Our Clients Say
Lane’s have been mutual clients for a number of years and we have found them to be very professional in all their dealings with us. Always efficient and responsive we have nothing other than praise for the manner in which they conduct their business.
Karen LoweDirectorGeens Ltd
We have been using Lane and Co for over 4 years. We have always found their services efficient, well priced and always dealt with in a timely and professional manner
Ian A WarneFinance and Operations DirectorPlastica
Lane & Co. Solicitors have been acting on our behalf for approximately 10 years. They offer us a constant high level of professional service with continuous competitive prices, reliable and extremely helpful friendly work force.
Fiona MutchHolme Dodsworth
Lane & Co provide a user friendly and economical service which has had a positive impact on our cashflow and debtor days. Whilst many debtors pay at the first letter, Lane & Co’s expertise in commercial recovery ensures efficient management of claims against even the most recalcitrant debtors, from the issue of proceedings to enforcement. I am happy to have recommended Lane & Co to numerous businesses, large and small.
Matthew RobsonLegal DirectorCPI Group
Advanced Seals & Gaskets have worked closely on a number of cases with Lane & Co and have found them to be flawless in their professional approach to commercial matters while adopting a friendly and understanding persona in their dealing with us.
Whether we are preparing official court files or simply asking for advice we can be sure that Lane & Co will understand our needs and concerns and steer us in the best direction.
Lane & Co have brought valued insight into our accounts department which has allowed us to expand our knowledge and understanding of the legal matters surrounding debt collection in today’s commercial environment.
Advanced Seals and Gaskets Limited
In twenty or so years of using Lane & Co as our solicitors for assisting in collecting overdue debt, we have had nothing but exemplary service and are always welcomed with a friendly and professional attitude. They have regularly proved to be a valuable and cost effective asset to our own business. Thoroughly recommendable!
Paul DuncanAccounts Receivable ManagerEaton-Williams
We have worked with John and the team at Lanes for around two years and in that time we have had great success in clearing bad debtors from our ledger. The processes at Lanes are quick, efficient and professional; it has relieved the burden on our credit control department and for very little cost we have seen fantastic results.
LA Metals would like to say a big Thank you to Lane and Company Solicitors.
A good local company who have provided LA Metals Ltd with over 10 years of great service with excellent results.
Andy WoolliscroftSales DirectorLA Metals Ltd
Lane and Co are a very friendly firm of solicitors who have helped us many times over the years whether it was to send a short letter to a late payer or to attend court on our behalf for the more tricky case. Their service is very professional and efficient and I wouldn’t hesitate to recommend them to anyone for this type of work. It is definitely money well spent.
Mrs H Orme FCCAFinancial DirectorEdwards Bathroom Plumbing and Heating Supplies Ltd
We have used Lane & Co’s services for over 10 years. They provide us with a very efficient debt collection service.