Legal Expertise from the Start…..

Recovering a debt is not simply about sending reminders or making telephone calls. Every case has its own legal considerations.

An SRA-regulated solicitor can advise on matters such as:

• Whether the debt is legally enforceable.
• The strength of contractual terms.
• Interest and late payment compensation.
• Compliance with the relevant pre-action […]
  

MCOL vs Using a Solicitor: What You Need to Know…..

In recent years, the rise of the Money Claim Online (MCOL) system has made it easier than ever for individuals and businesses to pursue legal Claims without professional support.

At first glance, it offers a […]

Spending a little can achieve a lot!

In many cases, a standard Letter Before Action (LBA), even where it does not strictly follow a formal Pre-Action Protocol, is sufficient to achieve the desired outcome—particularly when it is issued by a Solicitor.

At Lane & Co our experience consistently shows that a clear, concise, […]

The Smart Way to Recover Debt Without Going to Court

Unpaid invoices are a reality for many businesses.
What’s frustrating is not the debt itself — it’s the silence, delay, and avoidance that follows.

• Chaser emails are ignored.
• Phone calls go unanswered.
• Promises to pay […]
  

As the calendar turns to 2026, businesses everywhere are doing more than setting resolutions — they are resetting priorities.

The past few years have tested resilience, cashflow, and confidence. Inflationary pressures, cautious consumers, and delayed payments have left many organisations carrying one common burden: outstanding debt.

Yet a New […]

maintaining a robust cashflow, managing risk, and ensuring operational resilience

“30 Days” Can mean a lot of things….

For instance – 

When does the clock start ticking ? Is it ….

▻ Date of Invoice

▻ Delivery of Service

▻ Client’s receipt of Invoice

Unless your engagement letter or contract specifies otherwise – the statutory default is 30 dqays from the later of:-

• The date the Client received the […]
  

Late Payment Crackdown: Stricter Rules, Bigger Penalties, Faster Recoveries

Recent UK Government reforms have launched the toughest measures on supplier payment delays in a generation. Here’s what that means for you:

1. A staggering £11 billion annual cost to the UK economy caused by late payments.
2. 38 small businesses die every single day due in part to […]
   

Rising Insolvencies Highlight Urgent Need for Fast, Effective Debt Recovery

The financial pressures facing UK businesses are intensifying. Official figures show there were 2,238 registered company insolvencies in England and Wales in May 2025—an 8% increase on April and 15% higher than May 2024.

Monthly insolvency numbers for the first five months of 2025 remain slightly higher […]